About Poppy Finance.

We make short-term business lending clearer, faster and fairer for small businesses in Australia and New Zealand.

Takes about 3 minutes. Checking eligibility doesn’t involve a credit check.

Who we are

Poppy Finance offers short-term business loans to small businesses in Australia and New Zealand. We lend for business purposes only, with fixed weekly repayments over 3 to 24 months and the full cost shown before you sign.

Our team has more than 10 years of combined experience in lending and has settled over $100 million in funding in previous roles.

How we lend

  • One clear number. You should know the total you’ll repay, including every fee, before you sign.
  • An honest answer, early. If a loan isn’t right for your business, we’d rather tell you straight away than waste your time.
  • Your bank data, not a pile of paperwork. How your business trades today tells us more than last year’s tax return.
  • Repayments you can afford in a quiet week. We size loans for your slow weeks, not just your best ones.
  • Brokers are partners. Clients a broker introduces stay their clients.

About our loan examples

The loan examples on this site are illustrative scenarios that show how our loans are designed to work. They aren’t real customers or real loans.

Get in touch

Email us at hello@poppyfinance.net. Brokers can reach our partnerships team at partners@poppyfinance.net.

Common questions

Are the loan examples on your site real customers?

No. They’re illustrative scenarios that show how our loans are designed to work.

Where does Poppy lend?

We lend to registered businesses across Australia and in New Zealand. See business loans across Australia.

How do I contact Poppy Finance?

Email hello@poppyfinance.net, or check your eligibility online in about 3 minutes.

See what your business could borrow

Takes about 3 minutes. Checking eligibility doesn’t involve a credit check and doesn’t commit you to anything.