A funder that moves at your speed.
Submit once, get a clear answer quickly and get paid on time. Short-term business loans for your AU and NZ clients.
Why partner with Poppy
You’ve heard every funder pitch. Here’s what we commit to.
Our team has more than 10 years of combined experience in lending and has settled over $100 million in funding in previous roles.
Criteria up front
Our minimums are on this page, so you can pre-qualify before you submit and stop wasting deals on a no.
Answers, not silence
Our assessment runs on bank data, not paper. You get a clear yes, no or what-we-need, by email, without chasing.
Commission you can count on
Clear commission terms in writing, paid on schedule after funding, with a statement for every deal.
We don’t go around you
Clients you introduce are recorded as yours. We won’t market to them directly for renewals behind your back.
What we fund
Use this to pre-qualify. Final decisions depend on our full assessment.
| Markets | Registered businesses in Australia and New Zealand |
|---|---|
| Product | Short-term business loan with fixed weekly repayments |
| Loan terms | 3 to 24 months |
| Loan amounts | [MIN] to [MAX] |
| Time trading | 6 months or more |
| Monthly sales | Around $10,000 or more |
| Purpose | Business purposes only. Stock, equipment, cash flow, growth. |
| What we assess | Bank transaction data, trading history, existing funding positions and ID for business owners |
| Industries we don’t fund | [LIST EXCLUDED INDUSTRIES] |
How submitting works
Register once
Apply below. We’ll send your partner agreement and pack after a quick check.
Submit a deal
Enter your client’s details in one online form. No PDFs to chase.
We send the bank link
Your client connects read-only bank data securely. You get notified when they do.
Decision and funding
You hear the outcome at the same time as your client. Commission follows funding.
Become a Poppy partner
Tell us about you and your book. We’ll email you our partner pack with commission terms and submission details.
- Finance brokers, ISOs, accountants and aggregators welcome
- AU and NZ partners
- No minimum deal volume to start
Thanks, your application is in
Your reference is . We’ll review your details and email you our partner pack, including commission terms and how to submit your first deal.
Partner questions
How is commission paid?
Commission terms are set out in your partner agreement. We pay after funding settles, with a statement for each deal.
Do I need to be accredited through an aggregator?
Not necessarily. We partner with finance brokers, accountants and referral partners. Tell us your set-up in the form and we’ll let you know what we need.
Who talks to my client?
You stay the main contact. We send your client the secure bank data link and their offer documents, and copy you on the outcome.
Can I use Poppy branding in my marketing?
Yes, using the approved materials in your partner pack. Anything else needs our sign-off first, so every claim about our product stays accurate.
Do you fund renewals?
Yes, subject to assessment. Renewals for clients you introduced are credited to you under your partner agreement.