Business loan repayment calculator.

Estimate your weekly repayment and the total cost of a short-term business loan. Change the amount and term to see how they affect each other.

Takes about 3 minutes. Checking eligibility doesn’t involve a credit check.

Estimated repayments

Weekly repayment
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Number of repayments
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Cost of the loan
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Total to repay
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Check eligibility

Estimate only, using example pricing. It isn’t a quote or an offer. Your actual cost depends on our assessment of your business and is shown in full before you sign.

Example repayments

These examples use the same indicative pricing as the calculator.

Loan amountTermWeekly repaymentTotal to repay
$20,0006 months$885$23,000
$20,00012 months$481$25,000
$20,00018 months$333$26,000
$50,0006 months$2,212$57,500
$50,00012 months$1,202$62,500
$50,00018 months$833$65,000
$100,0006 months$4,423$115,000
$100,00012 months$2,404$125,000
$100,00018 months$1,667$130,000

How the calculator works

Poppy loans have a fixed total to repay, which includes all fees. That total is divided into equal weekly repayments over the term. A shorter term means a higher weekly repayment but a lower total cost. A longer term lowers the weekly repayment but costs more overall.

If you enter your average monthly sales, the calculator also shows what share of a normal week’s sales the repayment would take. Check that it’s comfortable in your quieter weeks too. Our guide on how much your business can borrow explains how to think about this.

Common questions

Is the calculator result a quote?

No. It’s an estimate using example pricing. Your actual offer depends on our assessment of your business and is shown in full before you sign.

How are repayments made?

Weekly, by direct debit from your business bank account. The amount is the same every week.

Does using the calculator affect my credit score?

No. The calculator doesn’t collect any details, and checking your eligibility doesn’t involve a credit check either.

See what your business could borrow

Takes about 3 minutes. Checking eligibility doesn’t involve a credit check and doesn’t commit you to anything.