Loans for medical, dental and allied health practices.

What practices borrow for

• Fit-outs: a new treatment room, rehab gym or consulting space
• Equipment: treatment beds, imaging, dental chairs and diagnostic tools
• Growth: covering a new practitioner’s wages while they build a caseload
• Technology: practice management software and online booking systems
• Cash flow: bridging delays in health fund, Medicare or NDIS payments

Built around how practices are paid

Practice income comes from a mix of card payments, health fund claims, Medicare and sometimes NDIS. Because we assess your bank data directly, we see all of it, not just what’s in last year’s tax return. For growth projects, we can suggest a longer term, up to 24 months, to keep the weekly repayment low while new income builds.

Practices we lend to

General practice, dental, physiotherapy, chiropractic, osteopathy, podiatry, psychology, optometry, speech pathology, occupational therapy, veterinary and other allied health practices.

How it works

1. Check eligibility. Tell us about your business in a 3-minute form. No documents and no credit check at this stage.
2. Connect your bank. Share read-only business bank data through a secure link, so we can see how you actually trade.
3. Review your offer. You get one summary: the loan amount, the term, your weekly repayment and the total to repay, including all fees.
4. Get the funds. Sign online and the money is paid to your business account.

Who can apply

• A registered business in Australia (with an ABN) or New Zealand (with an NZBN)
• Trading for 6 months or more
• Around $10,000 or more in monthly sales
• A business bank account with regular deposits we can see
• The loan is for a business purpose, not personal or household spending