poppyBusiness loans for Perth businesses
Western Australia’s economy moves with resources and construction, and many Perth businesses service those industries directly or indirectly. Distance matters too: longer shipping times mean WA retailers and online stores often need to order stock earlier and hold more of it. A short-term loan can cover that longer gap between paying for stock and selling it.
We’re an online lender, so there’s no branch to visit. You apply online, connect your bank data securely and sign your loan agreement online, from anywhere in Perth and Western Australia.
What Perth businesses borrow for
- Online stores and retail: earlier, larger stock orders to cover longer shipping times. See e-commerce business loans.
- Trades and mining services: equipment, vehicles and cash flow for contract work. See tradie loans.
- Hospitality: equipment and fit-outs. See café and restaurant loans.
- Health services: practice fit-outs and equipment. See medical practice loans.
How it works
- Check eligibility. Tell us about your business in a 3-minute form. No documents and no credit check at this stage.
- Connect your bank. Share read-only business bank data through a secure link, so we can see how you actually trade.
- Review your offer. You get one summary: the loan amount, the term, your weekly repayment and the total to repay, including all fees.
- Get the funds. Sign online and the money is paid to your business account.
Who can apply
- A registered business in Australia (with an ABN) or New Zealand (with an NZBN)
- Trading for 6 months or more
- Around $10,000 or more in monthly sales
- A business bank account with regular deposits we can see
- The loan is for a business purpose, not personal or household spending
Other support for Western Australia small businesses
The Small Business Development Corporation (SBDC) offers free advice, workshops and dispute help for WA small businesses. Nationally, the Australian Small Business and Family Enterprise Ombudsman has guidance on finance and disputes.