Business loans for Brisbane businesses.

From the CBD to Logan, Ipswich, Moreton Bay and the Sunshine Coast, we lend to Queensland small businesses that are ready to take on more work.

Takes about 3 minutes. Checking eligibility doesn’t involve a credit check.

Business loans for Brisbane businesses

South-east Queensland has seen strong population growth and a steady pipeline of construction and infrastructure work. For many Brisbane trades and service businesses, the challenge isn’t finding work, it’s funding the vans, tools, materials and wages needed before bigger contracts pay. A short-term loan helps bridge that gap.

We’re an online lender, so there’s no branch to visit. You apply online, connect your bank data securely and sign your loan agreement online, from anywhere in Brisbane and Queensland.

What Brisbane businesses borrow for

  • Trades and construction: vans, equipment and cash flow for commercial contracts. See tradie loans.
  • Hospitality: fit-outs and equipment for cafés and restaurants. See café and restaurant loans.
  • Health and beauty: clinic and salon fit-outs. See salon loans.
  • Transport and logistics: vehicles and working capital for growing fleets. See equipment loans.

How it works

  1. Check eligibility. Tell us about your business in a 3-minute form. No documents and no credit check at this stage.
  2. Connect your bank. Share read-only business bank data through a secure link, so we can see how you actually trade.
  3. Review your offer. You get one summary: the loan amount, the term, your weekly repayment and the total to repay, including all fees.
  4. Get the funds. Sign online and the money is paid to your business account.

Who can apply

  • A registered business in Australia (with an ABN) or New Zealand (with an NZBN)
  • Trading for 6 months or more
  • Around $10,000 or more in monthly sales
  • A business bank account with regular deposits we can see
  • The loan is for a business purpose, not personal or household spending

Other support for Queensland small businesses

The Queensland Small Business Commissioner offers free information and dispute support for Queensland businesses. Nationally, the Australian Small Business and Family Enterprise Ombudsman has guidance on finance and disputes.

Common questions

Do you lend to businesses across Brisbane and Queensland?

Yes. We lend to eligible businesses right across Brisbane and Queensland, and in every other Australian state and territory.

Do I need to visit a branch?

No. Everything happens online, from the eligibility form to signing your loan agreement.

Do you lend on the Sunshine Coast and in regional Queensland?

Yes. Businesses anywhere in Queensland can apply online, including the Sunshine Coast, Toowoomba, Townsville and Cairns.

Will checking eligibility affect my credit score?

No. Checking eligibility doesn’t involve a credit check. We’ll tell you before any credit check happens.

See what your business could borrow

Takes about 3 minutes. Checking eligibility doesn’t involve a credit check and doesn’t commit you to anything.