poppyBusiness loans for Gold Coast businesses
The Gold Coast’s economy leans heavily on tourism, hospitality, health and beauty, and a fast-growing residential population. Trade is seasonal, with school holidays and events bringing busy periods. We look at your full trading pattern and size the loan so the weekly repayment works in the quieter weeks too.
We’re an online lender, so there’s no branch to visit. You apply online, connect your bank data securely and sign your loan agreement online, from anywhere in the Gold Coast and Queensland.
What Gold Coast businesses borrow for
- Hair, beauty and wellness: fit-outs, equipment and tax bills. See salon loans.
- Hospitality and tourism: equipment and pre-season stock. See café and restaurant loans.
- Trades: vans and tools for new housing estates. See tradie loans.
- Retail: stock for the holiday season. See retail business loans.
How it works
- Check eligibility. Tell us about your business in a 3-minute form. No documents and no credit check at this stage.
- Connect your bank. Share read-only business bank data through a secure link, so we can see how you actually trade.
- Review your offer. You get one summary: the loan amount, the term, your weekly repayment and the total to repay, including all fees.
- Get the funds. Sign online and the money is paid to your business account.
Who can apply
- A registered business in Australia (with an ABN) or New Zealand (with an NZBN)
- Trading for 6 months or more
- Around $10,000 or more in monthly sales
- A business bank account with regular deposits we can see
- The loan is for a business purpose, not personal or household spending
Other support for Queensland small businesses
The Queensland Small Business Commissioner offers free information and dispute support for Queensland businesses. Nationally, the Australian Small Business and Family Enterprise Ombudsman has guidance on finance and disputes.